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russell@fineants.co.uk

Surveyors

We have partnered up with 121 Surveys / Network Surveyors Ltd, in order to provide you with easy access to a survey quote on your property - access to over 460 surveyors in England and Wales.

Choosing the right survey

Why a survey is so important
Buying a home is the largest investment that many people make, frequently using their savings. Many questions arise that relate to the building itself, such as:

• Are there any defects that are going to be costly to rectify?
• Do these defects affect what I am paying?

It is most important to commission a Surveyor to help provide the answers to these important questions. The comparatively small cost of a survey can save much money in the longer term.

Why a Mortgage Valuation does not provide this
The Mortgage Valuation report is for the benefit of the mortgage lender and answers only the questions that the lender needs to be able to assess the property as suitable security for the mortgage. Not all lenders show the valuation report to the borrower.

The Homebuyer Survey and Valuation
The report focuses on the defects and problems that are urgent and significant and affect value. It is only suitable for properties that are conventional in type and construction, apparently in reasonable condition and were built post 1900.

A mandatory valuation is provided as the main objectives of this report to enable the home buyer to make a reasoned and informed judgment on whether or not proceed with the purchase and to assess whether the property is a reasonable purchase at the agreed price.

The Residential Building Survey
The Residential Building Survey is a comprehensive report providing technical information about the construction and materials used, and covering both major and minor defects.

It is suitable for all types of property, and is particularly suited to properties that are of unusual construction, old or extensively altered. There will be an extensive examination of the property including drainage, plumbing, wiring, gas and structure.

The surveyor may stipulate an addition to the standard fee should the property be very large or present particularly difficult problems. If this should be the case the surveyor will consult with the client before the work is carried out.

A valuation is not a standard feature of a Building Survey, but can usually be provided if required.

Property Survey Quote Request Form