0845 260 4480

Buy to Let

Home Information Packs

Bank & Savings Accounts

Property Info

Utility Bills

Want to earn money?

Buy To Let mortgages enable you to purchase a property as a long term investment. The rental income you receive from the tenants is used to cover the monthly mortgage payment.

A few important facts:

The lenders will expect your tenants to be on an Assured Shorthold Tenancy agreement (AST) and not Holiday Lets.

You will need to have Landlords Insurance which is a specialist buildings and contents policy. Landlords Insurance

Buy to Let mortgages are treated by most lenders as commercial loans.

You will need a deposit of at least 15% of the property value.

Income requirements, most lenders calculate how much you can borrow by reference to what the rental income you can expect to receive from your property. They will send out a valuer who will tell them the

potential rental income.

Landlords Insurance

Are you paying the lenders standard variable rate - why!

Make sure your investment stays profitable - keep your mortgage costs under control

Many borrowers switch their mortgage every few years in order to take advantage of new rates

Benefit from the lower interest rates currently available

Fix your interest rate before they rise to high

Also allows you to release further money from your property

Is it Complicated NO - We help you through the whole process

We do not charge broker fees

Buy To Let Mortgage Request Form

Your Details Mr Mrs Miss

First Name

Surname

Telephone No Day Sat AM Eve (all calls before 8pm)

House Name / No

PostCode

Mortgage Requirements

Amount Repayment Interest Only

No of Years

Value of Property

Who you renting the property out to

eg a Business, Students, DSS, Family

Expected Rental Income

Comments

Data Protection

Please type your initials in the box below to confirm you have read, understood, accept the Terms and Conditions statement. Terms - click here

Initials

Click to Submit

Identity Theft

NOT REGULATED BY THE FINANCIAL SERVICES AUTHORITY.

YOUR BUY TO LET PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Fineants Ltd is an Appointed Representative of Network Data Ltd, which is authorised and regulated by the Financial Services Authority. Network Data Ltd is entered on the FSA register (http://www.fsa.gov.uk) under reference 300 391.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Not available to anyone under the age of 18.

Important - please download and print out our Initial Disclosure Document (IDD)

Fineants Ltd Registered Office 5 Jupiter House Calleva Park Reading Berkshire RG7 8NN Registered in England No 4743362